Solvency and Recovery Investigations
From Shadow to Light
Recover with Intelligence
An unpaid debt is never a simple oversight. Behind every overdue invoice, there may be a strategic refusal, a genuine inability to pay, or an attempt to conceal assets. At My Own Detective, we put our expertise at the service of businesses to turn uncertainty into actionable leverage. Our solvency investigations and recovery investigations reveal your debtors’ real means, allowing you to act with clarity and efficiency.
Before launching legal action or writing off a debt, it is essential to know who you are dealing with. Our solvency investigations provide you with a clear view of your debtors’ assets, income, and potential maneuvers. Through rigorous and legal methods, we uncover their true payment capabilities.
Detailed Overview
Every euro owed to your company deserves to be defended. Whether to guide an amicable or judicial strategy, prepare for seizure, or decide on provisioning, our work gives you the keys. With My Own Detective, you no longer act blindly: you act with full knowledge, evidence in hand.
Complete Guide to Strategic Recovery
Anticipate unpaid debts and recover what is rightfully yours with a modern, legal, and ultra-efficient approach
Your Shield Against Unpaid Debts: The Solvency Investigation
Acting without knowing the debtor’s real situation is moving forward blindfolded. Our investigations illuminate your recovery strategy.
Is your company juggling unpaid invoices? You are not alone. My Own Detective helps you regain control. Through a targeted solvency investigation, we identify your debtors’ real financial capabilities, locate their assets, and anticipate the best actions to take—always within a rigorous legal framework. Result? You avoid unnecessary legal proceedings and negotiate from a position of strength, based on concrete data.
Respect for Privacy and Legal Compliance
Our investigations are discreet, traceable, and compliant with all regulatory obligations.
A solvency investigation never means illegal intrusion. We only collect information accessible legally: official registers, public databases, OSINT cyber-investigations, etc. No access to bank accounts or medical data without judicial procedure. Every action taken scrupulously respects the rules of law and confidentiality. You act with strength, but always within the lines.
Your Obligations and Rights in Debt Recovery
Respecting the law while defending your financial interests: that’s the balance to aim for.
As a creditor, you have the right to know your debtor’s solvency before initiating proceedings. But this requires following rules: no harassment, no intrusion. With My Own Detective, every investigation is framed, legitimate, and legally protects you. You act as a responsible company while intelligently using the room for maneuver offered by civil and commercial law.
The Impact of an Unpaid Debt: More Than Just a Late Payment
Blocked cash flow, frozen investments, administrative stress… an unpaid debt can unbalance your entire activity.
Every unpaid invoice is dead weight on your balance sheet. It hinders your projects, weakens your margins, and mobilizes precious resources. Furthermore, it creates a culture of tolerance for non-payment. Thanks to a recovery strategy based on solvency investigation, you change the game: each debt becomes an opportunity for strategic action. You show that you are present, informed, and ready to act.
Investigation Tools & Targeted Actions to Recover Your Debts
From locating the debtor to identifying seizable assets, our tools make the difference.
We use a range of powerful and legal tools: cyber-investigation, public files, field observation, and strategic analysis. Our reports detail the debtor’s income, assets, debts, and behaviors. You get a reliable and actionable overview. You will know when to negotiate, when to attack, and when to provision. With My Own Detective, every action is informed, every decision optimized.
Frequently Asked Questions
Find answers to the most common questions about our services
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