TARGET AUDIENCE

Who Our Service Is For

A Tailor-Made Service for All Types of Creditors

Whether you’re an individual, entrepreneur, landlord, or lawyer, our debtor search service is tailored to your situation.

Individuals and Families

Personal loans:

Those famous loans that are only “personal” in name for those who don’t repay.

Alimony:

Family credits that become as rare as a solar eclipse.

Compensations:

Following a dispute, sometimes lost in administrative limbo.

Inheritances:

Search for co-heirs or beneficiaries of succession.

Professionals and Businesses

Dishonest clients:

Who disappear after a service.

Suppliers or partners:

Who avoid settling their debts.

Commercial recovery:

Management of complex receivables.

Unfair competition:

Identification of actors responsible for fraudulent practices.

Legal Actors

Lawyers:

Location of opposing parties for service of process.

Bailiffs:

Provision of reliable addresses for execution.

Judicial representatives:

Detection of hidden assets.

Notaries:

Search for heirs or beneficiaries of life insurance.

PROFESSIONAL PROCESS

Our Methodology

A 4-Phase Approach to Locate Your Debtors

Debtor search and solvency assessment are not simple online searches. It’s a rigorous process of patrimonial investigation.

01

Information Archaeology

Comprehensive collection and analysis of existing data

  • Microscopic analysis of provided data (old contacts, addresses, emails)
  • Consultation of specialized databases (land registry, trade registers)
  • OSINT (Open Source Intelligence) to transform public information into actionable leads
02

Verification and Cross-Checking

Discreet and legal validation of identified leads

  • Administrative checks with authorized organizations
  • Neighborhood inquiries conducted with tact and professionalism
  • Targeted surveillance (if legally possible) to confirm information
03

Solvency Assessment

Complete patrimonial analysis

  • Identification of professional activity (employee, executive, self-employed)
  • Search for real estate properties, vehicles, and other assets
  • Context analysis (other creditors, ongoing procedures, standard of living)
04

Actionable Evidence

Delivery of a clear and actionable file

  • Complete report including address, solvency, and relevant elements
  • Legal format directly usable to initiate proceedings
  • Strategic recommendations to maximize recovery chances
WHY CHOOSE US

MyOwnDetective, your Partner for Debtor Search

We support you with professionalism, ethics, and efficiency in locating your debtors and assessing their solvency.

Legal

Legal Expertise

Our investigators master recovery law and civil execution procedures.

Network

Information Network

Access to databases and contacts often inaccessible to the general public.

Discreet

Total Confidentiality

Your approach remains completely confidential, ensuring optimal surprise effect.

Effective

High Success Rate

Proven methods to find even the most elusive debtors.

Fast

Time and Efficiency Gain

Each step is optimized for a quick and actionable result.

Professional

Partner of Legal Professionals

Lawyers and bailiffs trust us for the quality of our reports.

FREQUENTLY ASKED QUESTIONS

FAQ – Debtor Search & Location

Answers to the most common questions about our debtor search and location services.

The timeframe varies depending on the complexity of the case, but we commit to providing preliminary results within 7 to 10 business days. International cases may take up to 3 weeks.

The most useful elements are: last known contact details, social security number, old addresses, workplaces, bank information, and any recent correspondence.

In this rare case (less than 5% of files), we offer either a partial refund or continued investigations at a reduced cost. We also provide a detailed report of the searches conducted.

Absolutely. All our reports are drafted in compliance with legal provisions and are perfectly admissible before civil and commercial courts.

Yes, this is a key step in our service. We analyze the debtor’s assets, income, debts, and commitments to assess their actual repayment capacity.

Yes, through our international network of correspondents, we can operate in over 50 countries, with particular effectiveness in Europe, North America, and French-speaking Africa.